What's the main difference between Crossmint Onramp and Checkout?

Checkout enables direct purchases of specific digital assets (NFTs, memecoins, tokens) without requiring users to have crypto or wallets. Onramp converts fiat currency into stablecoins (USDC, USDT) that get deposited into users' wallets for future use across DeFi, remittances, or other crypto applications.

Think of Checkout as "buying a specific item" and Onramp as "loading money onto a card" for later spending.

Quick Decision Guide

Use Onramp if you need:

• Users to convert fiat (USD, EUR) to stablecoins (USDC)

• Users to fund their wallets with crypto for future transactions

• A regulated fiat-to-crypto gateway with full KYC/AML compliance

• Support for DeFi, trading apps, or any crypto-native experiences

• Enterprise treasury management (bulk fiat to USDC conversion)

Use Checkout if you need:

• Direct purchase of NFTs or memecoins with credit/debit cards

• One-click buying experience without users handling crypto

• Support for users who don't have crypto wallets

• Embedded payment solution for digital collectibles

• Quick transactions without users needing to pre-fund wallets